The OCC - (Office of Comptroller of the Currency)
To be clear. There is far, far more to OCC culpability than just the info presented below. Read Volume 1 for that information. The information below was in fact just an "after thought". But as you'll see, it's one hell of an after thought, that should make you wonder, and it may fill in some blanks if you've spent time studying the nature of global banking.
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The Office of the Comptroller of the Currency was established in 1863. It is a part of the Department of Treasury. I had never heard of it prior to a Fraudulent Denial Process executed by Bank of America related to my HELOC. As I climbed the ladder to find responsible parties for fraud, the ladder just kept going up, and you might never believe who/what I found near the top of the OCC... LONDON, ENGLAND!?!?!? (see map from OCC literature below)
And it just so happens the London office is 'grouped' with the same states as the original 13 colonies with the exception of Georgia. I've seen our country broken up into a lot of different sales and management configurations before. This one stands out for being quite "unique".
The OCC is responsible for the Regulation and Oversight of all of our Big US Banks. One area specifically is all aspects of "credit", including all Home Equity Lines of Credit and Mortgages, which are actually credit products. There is no such thing as a "debt" product in legal banking vocabulary per Regulation Z of the Truth in Lending Act.
The US Government Employee at the top end of "credit oversight" for all big Banks, Martin Pfinsgraff, is also directly responsible for operations management of the London Office. Now, does that make any sense? Typically those you directly are more important than those you manage who oversee other things, like our biggest banks.
As the conspiracy goes, most of the worlds finances are managed by the Rothschild's Banking family, out of a city state located in London England. They keep control of banking in all but 3 or so countries in the world via "Federal Banks", that most in each country are led to believe are in fact part of their own Government, when in fact they are fully private banking institutions that are above the law in all countries.
Does it concern you that the person responsible for US Dollar oversight has direct operational responsibilities to a London office and oversight responsibilities for our largest National Banks? It does me... especially given what I've come to take for fact related to our entire history with Banking and the Rothschild's since 1792 and the creation of the First Bank of the United States. That historical information can be found on the karmic-tsunami website. ( http://karmic-tsunami.weebly.com/ )
If we are going to have overseas finance offices related to the International dealings of our National Banks, wouldn't it also make sense to have an office in Asia too? But we don't seem to have that...
The letter below was written to an associate on 5/23/2016 and it outlines my findings on the OCC, and it correlates those to some quotes from some wise-men over the past 200 years. I actually downplayed my knowledge, understanding and beliefs as they related to global "conspiracies" because my associate was not of that mindset and I didn't want him to shy away from the information I had found so I toned it down as much as a I could. I think it's pretty interesting stuff...
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The Office of the Comptroller of the Currency was established in 1863. It is a part of the Department of Treasury. I had never heard of it prior to a Fraudulent Denial Process executed by Bank of America related to my HELOC. As I climbed the ladder to find responsible parties for fraud, the ladder just kept going up, and you might never believe who/what I found near the top of the OCC... LONDON, ENGLAND!?!?!? (see map from OCC literature below)
And it just so happens the London office is 'grouped' with the same states as the original 13 colonies with the exception of Georgia. I've seen our country broken up into a lot of different sales and management configurations before. This one stands out for being quite "unique".
The OCC is responsible for the Regulation and Oversight of all of our Big US Banks. One area specifically is all aspects of "credit", including all Home Equity Lines of Credit and Mortgages, which are actually credit products. There is no such thing as a "debt" product in legal banking vocabulary per Regulation Z of the Truth in Lending Act.
The US Government Employee at the top end of "credit oversight" for all big Banks, Martin Pfinsgraff, is also directly responsible for operations management of the London Office. Now, does that make any sense? Typically those you directly are more important than those you manage who oversee other things, like our biggest banks.
As the conspiracy goes, most of the worlds finances are managed by the Rothschild's Banking family, out of a city state located in London England. They keep control of banking in all but 3 or so countries in the world via "Federal Banks", that most in each country are led to believe are in fact part of their own Government, when in fact they are fully private banking institutions that are above the law in all countries.
Does it concern you that the person responsible for US Dollar oversight has direct operational responsibilities to a London office and oversight responsibilities for our largest National Banks? It does me... especially given what I've come to take for fact related to our entire history with Banking and the Rothschild's since 1792 and the creation of the First Bank of the United States. That historical information can be found on the karmic-tsunami website. ( http://karmic-tsunami.weebly.com/ )
If we are going to have overseas finance offices related to the International dealings of our National Banks, wouldn't it also make sense to have an office in Asia too? But we don't seem to have that...
The letter below was written to an associate on 5/23/2016 and it outlines my findings on the OCC, and it correlates those to some quotes from some wise-men over the past 200 years. I actually downplayed my knowledge, understanding and beliefs as they related to global "conspiracies" because my associate was not of that mindset and I didn't want him to shy away from the information I had found so I toned it down as much as a I could. I think it's pretty interesting stuff...
Letter to XXX - 5/23/2016
5/23/2016
XXX--
I have made some powerful discoveries over the weekend. I'd like you to read this carefully, and then consider sharing it with your Military Network. It's time this "conspiracy" came out of the closet, and nothing like using an audit document created by the "Office of the Inspector General" to do it. This is so overt it's just silly...
== The Conspiracy ==
The banking conspiracy states that the Rothschild's are the biggest banking family in the world. Supposedly they own a city-state in London, configured much like Washington DC and the Vatican in Rome. The Rothschilds purportedly rule a geographic area in London separate from the country it is surrounded by. Supposedly the Worlds banking is controlled from London, the religions are controlled from Rome and the Military is controlled from Washington DC.
I don't think anyone would question the management or control of global religious power and global military as stated above. Those are just facts that acurately describe our current world. The extent to which nefarious plans are hatched out of them for global control is debatable, but whatever... However, it seems few people believe the part about all Banking control emanating from London. After all, the US won the Revolutionary war, right?
I think intuitively, many in the Military know portions of past war efforts weren't sincere. A small amount of research will show that Bankers are the only ones who truly profit from war. I can't fathom that anyone, veteran or other, watching the gutting of the military in the last 20 years and the explosion of private-contracting for $$$ isn't looking at the Pentagon and/or our current Executive and Legislative Branches with extreme suspicion.
Question #1 : What if I could provide solid evidence that our Big US Banks actually are controlled/regulated out of London via our own US Government Agencies?
Question #2: Would such a revelation change ones beliefs about banking control from London?
I'd love to see you forward this to your military counterparts. It's bi-partisan and clean as a whistle. You will need to FORWARD this to them to keep the attachments attached.
Regards
b
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In my quest to figure out who the hell was driving Bank of America in this Fraudulent Underwriting Process, I made three connections about our US Banking System in the past week.
1) The OCC (Office of Currency Control) is the mouth piece for the Board of Governors for the FED.
2) The OCC is broken up in 4 territories in the US. But wait for it... the top oversight guy for Big Banks is directly responsible for the UK??
XXX--
I have made some powerful discoveries over the weekend. I'd like you to read this carefully, and then consider sharing it with your Military Network. It's time this "conspiracy" came out of the closet, and nothing like using an audit document created by the "Office of the Inspector General" to do it. This is so overt it's just silly...
== The Conspiracy ==
The banking conspiracy states that the Rothschild's are the biggest banking family in the world. Supposedly they own a city-state in London, configured much like Washington DC and the Vatican in Rome. The Rothschilds purportedly rule a geographic area in London separate from the country it is surrounded by. Supposedly the Worlds banking is controlled from London, the religions are controlled from Rome and the Military is controlled from Washington DC.
I don't think anyone would question the management or control of global religious power and global military as stated above. Those are just facts that acurately describe our current world. The extent to which nefarious plans are hatched out of them for global control is debatable, but whatever... However, it seems few people believe the part about all Banking control emanating from London. After all, the US won the Revolutionary war, right?
I think intuitively, many in the Military know portions of past war efforts weren't sincere. A small amount of research will show that Bankers are the only ones who truly profit from war. I can't fathom that anyone, veteran or other, watching the gutting of the military in the last 20 years and the explosion of private-contracting for $$$ isn't looking at the Pentagon and/or our current Executive and Legislative Branches with extreme suspicion.
Question #1 : What if I could provide solid evidence that our Big US Banks actually are controlled/regulated out of London via our own US Government Agencies?
Question #2: Would such a revelation change ones beliefs about banking control from London?
I'd love to see you forward this to your military counterparts. It's bi-partisan and clean as a whistle. You will need to FORWARD this to them to keep the attachments attached.
Regards
b
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In my quest to figure out who the hell was driving Bank of America in this Fraudulent Underwriting Process, I made three connections about our US Banking System in the past week.
1) The OCC (Office of Currency Control) is the mouth piece for the Board of Governors for the FED.
- Summary -- http://www.occ.treas.gov/news-issuances/bulletins/2014/bulletin-2014-29.html
- Full Article -- http://www.occ.treas.gov/news-issuances/bulletins/2014/bulletin-2014-29a.pdf
- This publishing was from the OCC on behalf of he Board of Govs of the FED, FDIC, National Credit Unions, Conference of State Bank Supervisors
- This publishing was addressed to the CEO's of all National Banks, Federal Savings Associations, Federal Branches and Agencies of Foreign Banks, Dept and Division heads, All Examining Personnel and Other interest parties
- This publishing establishes the fact that our National Banks are in fact regulated/governed by the OCC, and they are obligated to follow that direction
- This publishing establishes the fact that the OCC is fully aware of resetting HELOCs, the existence of renewal options, and the potential payment shock if they are not renewed
- This document establishes the fact that Banks have been forced by the OCC not to renew HELOCs, causing 66,000 foreclosures and the net result will be the removal of 4-5 billion / month in disposable income from the hands of middle income consumers and the economy.
- This document establishes the knowing and willful oversight of a consumer credit "contraction" of significant proportions, when "stimulus" is supposedly what we need
2) The OCC is broken up in 4 territories in the US. But wait for it... the top oversight guy for Big Banks is directly responsible for the UK??
- https://www.treasury.gov/about/organizational-structure/ig/Audit%20Reports%20and%20Testimonies/OIG15024.pdf
- Page 5 -- (from link above) The OCC is broken into 4 territories, with an office in the UK. The only foreign office is in the UK (see image attached)
- Do a text search for "London" in the document. There are only 2 references to London in the text. They are insightful
- Quote -- Page 1 -- "Headquartered in Washington DC, the OCC has 65 office locations, including four district officers and an office in London that supervises the international activities of national banks" [HUH??? Why do we need an office in London to oversee international banking? -- The sentence is next to an image that says] " Ensuring Safe and Sound Federal Banking Systems for all Americans" [I'm feeling like I'm reading propaganda from the Finance Dept of the USSR...]
- Quote -- Page 1 -- "The OCC and federal Banking System were created by the National Currency Act, which President Abraham Lincoln signed into law on February 25, 1863. in June 1864, the law was substantially revised and expanded, and in 1874 it was given a new name: the National Bank Act. it remains the basic statute under which the OCC and federal banking system operate today" [COMMENT: Abe Lincoln was not a Banker fan. He was assassinated 9 months after the revisions and expansions. Quotes from he and others would indicate the establishment of the OCC in it's time was comparable to the establishment of the FED in 1913]
- Quote -- Page 35 -- Large Bank Supervision -- Martin Pfinsgraff --"Senior Deputy Comptroller Martin Pfinsgraff is responsible for supervision activities in the largest national banks and federal savings associations., as well as federal branches and agencies. He also oversees operations of the International Banking Supervision group and the OCC's London Office. He assumed his current OCC position in July 2013"....[ HUH??? Anyone want to explain why the Highest Ranking Supervisor for Largest US National Banks is directly responsible for Ops out of London and only has top level supervisor responsibilities for our Biggest Banks??? If you know anything about typical international corporate structure, this reads as if the power seat is in fact in London, and our big banks are the distribution networks. ]
- Full List of Execs: http://www.occ.treas.gov/about/who-we-are/leadership/index-leadership.html
- Google: "occ retail risk director" -- partial list --alphabetical order, just so happens Pfinsgraff was above the guy I was searching for, Robert Piepergerdes, who is the one directly responsible for overseeing credit risk (mortgages, helocs, etc) See attached screen shot with same job title as on the full exec list and as detailed in audit report in line 2.
These images were attached to the letter above
Question: Whats up with the London Office as related to the Northeast District???
Source -- Page 5:
https://www.treasury.gov/about/organizational-structure/ig/Audit%20Reports%20and%20Testimonies/OIG15024.pdf
Source -- Page 5:
https://www.treasury.gov/about/organizational-structure/ig/Audit%20Reports%20and%20Testimonies/OIG15024.pdf
Question: Why is Martin Pfinsgraff, the London OCC Executive, the Senior Deputy Comptroller for Large Bank Supervision?
Question: Why is the top level commercial banking oversight coming from a guy based in London?
Question: Does it bother you that this is on page 1 of the OIG report, when the top guy responsible for Big Bank oversight is responsible for direct ops in London? Does the concept of "propaganda" come to mind?
Food for Thought...
Question: Is the conspiracy theory that states that our currency control actually emanates from London true?
Answer: Given the information provided in US Government Audit report, yes it seems like it could be a very true statement
Question: Is there any reasonable or logical answer for the idea that the Top Oversight Person for US Currency Control and the management of the largest, for profit, publicly traded US Banks should be based 'outside' the country? And in London no less?
Answer: Not in my world. I'm not feeling it... especially when combined with quotes from 200 years from men more up on this than most are today... and especially given the fact they are willfully overseeing a credit contraction incognito.
Question: So it's our government servants that are bad, right?
Answer: No, it's people in our gov't that we are lead to believe are government servants but who in fact are serving the corporations. Take Pfinsgraff for example. Look at his prior work history. Investment banking and Prudential Insurance. If you don't think our biggest insurance companies are not in fact the real tax man in disguise, you need to start cataloging the ways you pay into insurance.
"Before joining the OCC, Mr. Pfinsgraff was the Chief Operating Officer for iJet International, a worldwide risk management company. Mr. Pfinsgraff also served as President of Prudential Securities Capital Markets, where he was responsible for overseeing debt and equity research, sales, trading, and global investment banking operations, having formerly served as Chief Financial Officer. He also served as Treasurer of Prudential Insurance Company and Managing Director of Prudential Investment Corporation. "
http://www.occ.treas.gov/about/who-we-are/leadership/biographies/bio-martin-pfinsgraff.html
So, The FED doesn't appear to be the ultimate bogeyman nor are they operating in a vacuum. That is kind of obvious by the incompetent talking heads they put up for public consumption (Greenspan, Bernake, Yellen). The OCC, out of London on the other hand... well.... you can come to your own conclusions. Mine are solidified. This was the piece I've been missing.
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IMPORTANT TIP: If US Citizens want a democracy, as was intended by the founding fathers, it starts with taking control of the money supply...
COMMENT: Not sure how this has been overlooked for so long. It seems people have been napping. We were warned of this exact situation. The warnings span 200+ years from leaders all over the world including communist leaders. No Joke. Check out the quotes below.
COMMENT: What did all these prior wise-men see and know that we can not see today? First, it was the Rothschild's direct banking control in the 1790s, then Hamiltonian bankers, then Stonewall Jackson busted it up, then Rothschild's and International bankers back in in the 1840s, The Rothschild's backed OCC established in 1860s, and the FED in 1913.
COMMENT: As the country grew, it got progressively harder to point a finger at individuals related to the banking control. What we have today is -- for profit bankers providing shade for the FED -- the FED providing shade for the OCC -- and the OCC who is providing shade for the London Bankers. In sincerity, it is harder to see today but come on, haven't we seen enough now?
Answer: Given the information provided in US Government Audit report, yes it seems like it could be a very true statement
Question: Is there any reasonable or logical answer for the idea that the Top Oversight Person for US Currency Control and the management of the largest, for profit, publicly traded US Banks should be based 'outside' the country? And in London no less?
Answer: Not in my world. I'm not feeling it... especially when combined with quotes from 200 years from men more up on this than most are today... and especially given the fact they are willfully overseeing a credit contraction incognito.
Question: So it's our government servants that are bad, right?
Answer: No, it's people in our gov't that we are lead to believe are government servants but who in fact are serving the corporations. Take Pfinsgraff for example. Look at his prior work history. Investment banking and Prudential Insurance. If you don't think our biggest insurance companies are not in fact the real tax man in disguise, you need to start cataloging the ways you pay into insurance.
"Before joining the OCC, Mr. Pfinsgraff was the Chief Operating Officer for iJet International, a worldwide risk management company. Mr. Pfinsgraff also served as President of Prudential Securities Capital Markets, where he was responsible for overseeing debt and equity research, sales, trading, and global investment banking operations, having formerly served as Chief Financial Officer. He also served as Treasurer of Prudential Insurance Company and Managing Director of Prudential Investment Corporation. "
http://www.occ.treas.gov/about/who-we-are/leadership/biographies/bio-martin-pfinsgraff.html
So, The FED doesn't appear to be the ultimate bogeyman nor are they operating in a vacuum. That is kind of obvious by the incompetent talking heads they put up for public consumption (Greenspan, Bernake, Yellen). The OCC, out of London on the other hand... well.... you can come to your own conclusions. Mine are solidified. This was the piece I've been missing.
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IMPORTANT TIP: If US Citizens want a democracy, as was intended by the founding fathers, it starts with taking control of the money supply...
COMMENT: Not sure how this has been overlooked for so long. It seems people have been napping. We were warned of this exact situation. The warnings span 200+ years from leaders all over the world including communist leaders. No Joke. Check out the quotes below.
COMMENT: What did all these prior wise-men see and know that we can not see today? First, it was the Rothschild's direct banking control in the 1790s, then Hamiltonian bankers, then Stonewall Jackson busted it up, then Rothschild's and International bankers back in in the 1840s, The Rothschild's backed OCC established in 1860s, and the FED in 1913.
COMMENT: As the country grew, it got progressively harder to point a finger at individuals related to the banking control. What we have today is -- for profit bankers providing shade for the FED -- the FED providing shade for the OCC -- and the OCC who is providing shade for the London Bankers. In sincerity, it is harder to see today but come on, haven't we seen enough now?
Historical Quotes of Relevance
ref: http://karmic-tsunami.weebly.com/---us-banking-historical-quotes.html (attributes there to other online sources are contained on this link)...
- The quotes below by Jefferson are powerful
- The quotes below by and about Abe Lincoln tie to OCC creation
- The quotes by and about FED creation are straight forward.
- The final quote by Andrew Jackson, presented out of order pretty much sums it up
Thomas Jefferson
- “I sincerely believe that banking establishments are more dangerous than standing armies, and that the principle of spending money to be paid by posterity, under the name of funding, is but swindling futurity on a large scale”
- “If the American people ever allow private banks to control the issue of their currency, first by inflation then by deflation, the banks and the corporations will grow up around them, will deprive the people of all property until their children wake up homeless on the continent their fathers conquered. The issuing power should be taken from the banks and restored to the people, to whom it properly belongs.”
- “… The modern theory of the perpetuation of debt has drenched the earth with blood, and crushed its inhabitants under burdens ever accumulating.”
- “A country which expects to remain ignorant and free…expects that which has never been and that which will never be. There is scarcely a King in a hundred who would not, if he could, follow the example of Pharaoh – get first all the people’s money, then all their lands and then make them and their children servants forever…banking establishments are more dangerous than standing armies. Already they have raised up a money aristocracy.” Jefferson watched as the Euro-banking conspiracy to control the United States unfolded, weighing in, “Single acts of tyranny may be ascribed to the accidental opinion of the day, but a series of oppressions begun at a distinguished period, unalterable through every change of ministers, too plainly prove a deliberate, systematic plan of reducing us to slavery”
John Adams
- “All the perplexities, confusion and distresses in America arise not from defects in the constitution or confederation, nor from want of honor or virtue, as much from downright ignorance of the nature of coin, credit, and circulation.”
George Washington
- “If ever again our nation stumbles upon unfunded paper, it shall surely be like death to our body politic. This country will crash.”
Mayer Amschel Bauer Rothschild
- “The few who understand the system, will either be so interested from it’s profits or so dependent on its favors, that there will be no opposition from that class.” . . .
- “Let me issue and control a nation’s money and I care not who writes the laws”
Baron Nathan Mayer de Rothschild
- “I care not what puppet is placed upon the throne of England to rule the Empire on which the sun never sets. The man that controls Britain’s money supply controls the British Empire, and I control the British money supply”
Napoleon Bonaparte
- “When a government is dependent upon bankers for money, they and not the leaders of the government control the situation, since the hand that gives is above the hand that takes… Money has no motherland; financiers are without patriotism and without decency; their sole object is gain.”
James Madison
- “If Tyranny and Oppression come to this land, it will be in the guise of fighting a foreign enemy.”
- “No nation could preserve its freedom in the midst of continual warfare.”
- “History records that the money changers have used every form of abuse, intrigue, deceit, and violent means possible to maintain their control over governments by controlling money and its issuance.”
- “Let me recommend the best medicine in the world: a long journey, at a mild season, through a pleasant country, in easy stages.”
Abe Lincoln
- “I have two great enemies, the Southern Army in front of me and the bankers in the rear. Of the two, the one at my rear is my greatest foe”
- “The money power preys upon the nation in times of peace and conspires against it in times of adversity. It is more despotic than monarchy, more insolent than autocracy, and more selfish than bureaucracy.”
- “The Government should create, issue, and circulate all the currency and credits needed to satisfy the spending power of the Government and the buying power of consumers. By the adoption of these principles, the taxpayers will be saved immense sums of interest. Money will cease to be master and become the servant of humanity.”
Salmon P. Chase -- Chief Justice of the US Supreme Court and Advisor to Lincoln
- “My agency, in promoting the passage of the National Banking Act was the greatest financial mistake in my life. It has built up a monopoly which affects every interest in the country.” –Chief Justice of the US Supreme Court and Advisor to Lincoln, Salmon P. Chase, 1864
Otto von Bismark German Chancellor, after the Lincoln assassination
- “The death of Lincoln was a disaster for Christendom. There was no man in the United States great enough to wear his boots and the bankers went anew to grab the riches. I fear that foreign bankers with their craftiness and tortuous tricks will entirely control the exuberant riches of America and use it to systematically corrupt civilization”
Otto von Bismark on the US CIVIL WAR
- “The division of the United States into federations of equal force was decided long before the Civil War by the high financial powers of Europe. These bankers were afraid that the United States, if they remained in one block and as one nation, would attain economic and financial independence, which would upset their financial domination over the world. The voice of the Rothschilds prevailed… Therefore they sent their emissaries into the field to exploit the question of slavery and to open an abyss between the two sections of the Union.”
President James Garfield
- “Whoever controls the volume of money in any country is absolute master of all industry and commerce. And when you realize that the entire system is very easily controlled, one way or another by a few powerful men at the top, you will not have to be told how periods of inflation and depression originate He was assassinated just weeks after making this statement.”
Theodore Roosevelt
- “Issue of currency should be lodged with the government and be protected from domination by Wall Street. We are opposed to…provisions [which] would place our currency and credit system in private hands.”
Benjamin Disraeli first Prime Minister of England
- “The world is governed by very different personages from what is imagined by those who are not behind the scenes”
Frederic Bastiat
- “When plunder becomes a way of life for a group of men living together in society, they create for themselves in the course of time, a legal system that authorizes it and a moral code that glorifies it.”
William McAdoo, President Wilson’s national campaign vice-chairman
- “The fact is that there is a serious danger of this country becoming a Pluto-democracy; that is, a sham republic with the real government in the hands of a small clique of enormously wealthy men, who speak through their money, and whose influence, even today, radiates to every corner of the United States”
Karl Marx
- “Money plays the largest part in determining the course of history.” Karl Marx writing in the Communist Manifesto (1848).
Andrew Jackson to International Bankers (the Rotschilds and their agents)
- “Gentlemen, I have had men watching you for a long time and I am convinced that you have used the funds of the bank to speculate in the breadstuffs of the country. When you won, you divided the profits amongst you, and when you lost, you charged it to the bank. You tell me that if I take the deposits from the bank and annul its charter I shall ruin ten thousand families. That may be true, gentlemen, but that is your sin! Should I let you go on you will ruin fifty thousand families, and that would be my sin! You are a den of vipers and thieves. I have determined to rout you out, and by the Eternal God, I will rout you out! If the people understood the rank injustices of our money and banking system there would be a revolution before morning. “
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